Insurance Coverage Information

Healthcare Coverage

Hand Works Physical Therapy is an in-network provider for services as part of most major healthcare plans. Hand Works Physical Therapy works closely with all patients to make the insurance process as fast and simple as possible. Providing the highest quality of services for all patients is part of Hand Works Physical Therapy’s mission.

Whether suffering from an athletic injury, a chronic illness, an injury sustained while you were on the job, or even age-related conditions and disorders, Hand Works Physical Therapy provides the necessary services to help patients live pain-free. Physical therapy addresses the entire duration of care including prevention, treatment, and recovery.

Hand Works Physical Therapy participates with a variety of insurances including:

(In Network)

Aetna Commercial

Aetna Medicare Advantage

AARP/WELLMED (HMO requires electronic referral from PCP)

Auto Insurance

Blue Cross Blue Shield (PPO, Blue Options, Federal, Blue Select, HPN, EPO, Health Options & Medicare Advantage plans)

Department of Veterans Affairs (Must have authorization from VA)

Empire plan (NYSHIP)

Golden Rule

Meritain Health

Medicare (Traditional & Railroad)

Multi plan

Oscar Health

Unicare

United Health Care commercial

United Health care Medicare advantage plans

UMR

Workers' Compensation

(Out of Network)

Humana PPO & M/C Advantage Plans (No HMOs)

Tricare - Prime requires PCM referral, select no referral needed

Champ VA

CIGNA (No HMOs)

**We will accept most out of networks insurance plans if they have out of network benefits for Physical and Occupational Therapy**

We Do Not Accept

Medicaid

Freedom Health

**If secondary to Medicare MOST Insurance will consider regardless of networks**